norms for your business. Try your library first.     RMA Annual Statement Studies (Robert Morris Associates, 1 Liberty Place, Suite 2300, 1650 Market Street, Philadelphia, PA). Used by banks for analyzing business loan requests. Compiles current and historical financial data for nearly 350 industries by company asset and sales size. Expensive, so try your library first. D. Pamphlets     Well-written pamphlets may give you the information or background you need on a specific topic:     Small Business Administration Pamphlets.The SBA publishes a good many useful books and pamphlets covering everything from finance to insurance to exporting and franchising. One of the best is "Starting and Managing a Small Business of Your Own." Most pamphlets are available in the reference section of your library. Or you can get a list from Superintendent of Documents, U.S. Government Printing Office, Washington DC 20402. Or try P.O. Box 1000, Fort Worth, TX 76119.     IRS Publications.Especially helpful publications include "Tax Guide for Small Business" and "Employers Tax Guide." People planning partnerships will also want to read an IRS pamphlet "Tax Information on Partnerships," IRS publication 541. Call a local IRS number or try 800-829-1040. E. Magazines-Continuing Small Business Help     Most big business publications, such as The Wall Street Journal, Business Week and Forbes, are not directly helpful to the little guy. Several publications I find of more value to start-ups are:     Inc. (38 Commercial Wharf, Boston, MA 02110; 800-234-0999, 303-604-1465). This is primarily oriented towards big small businesses (or small big ones), but nevertheless is well put together and helpful.     Home Business (9582 Hamilton Square, Suite 368, Huntington Beach, CA 92646; 760-738-1178). Each issue is packed with how-to tips.     Entrepreneur (P.O. Box 19787, Irvine, CA 92713-9440; 800-274-6229). This magazine is normally available from your local newsstand. It covers a great many business opportunities in depth and purports to give all the secrets needed to be successful in the hottest new fields.     Success Magazine (800-234-7324). Entrepreneurial focus on many issues, including international ones. F. Computers and Business     A computer can be a wonderful time-saver that enables you to accomplish more than you could imagine. Or a computer can be a frustrating time-sink that interferes with your ability to make your business work. It takes time to learn how to use a computer and to correct the inevitable mistakes youll make along the way.     The rest of this section should help you assess your particular situation and figure out what kind of computer system best fits the needs of your business.     1. How Will You Use a Computer?